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Life without Retirement: What Does It Look Like?

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Title : Life without Retirement: What Does It Look Like?
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Life without Retirement: What Does It Look Like?

by Alisha Johnson, Ensley Branch Library


More and more seniors are finding themselves facing a life of never-ending work and they never thought of being employed well into their 70s; however, there are some who have worked a number of odds and ends jobs but never held a steady job that paid into Social Security or a pension fund. Consequently, many of them feel stuck. They have reached retirement age and do not have enough savings to cover their day-to-day expenses such as medical expenses, housing, and rising food costs. As a result, the options are few and include dramatically cutting down on spending or keep working. We are seeing our mothers, grandmothers; aunts and uncles become “poor” for the first time in their old age. This is hard to watch but there are some measures that we can take to decrease the occurrence of poverty in our families and our communities. One measure is to help people save for old age and another is to expand affordable housing options for older Americans. There is much more to be done but these options are definitely a great start.

Check out these book resources at your local library:

Creative Aging: Rethinking Retirement and Non-Retirement in a Changing World by Marjory Zoet Bankson
Avoid Retirement and Stay Alive: Why You Should Never Retire and How Not To by David Bogan & Keith Davies
Retirement Management without Tears by C. Nnamdi Uzoigwe

And think about registering for the Money Matters Retirement Planning Workshop series being held at the Central Library from November 2018 through May 2019. Classes are free but registration is required:

"Make the Most of Your Home's Value"
November 14, 2018, 12:00-1:00 p.m.

"Managing Debt"
December 12, 2018, 12:00-1:00 p.m.

"Managing Retirement Plan Assets"
January 9, 2019, 12:00-1:00 p.m.

"Managing Savings and Investments"
February 13, 2019, 12:00-1:00 p.m.

"Protecting Yourself from Fraud"
March 13, 2019, 12:00-1:00 p.m.

"Using Work to Your Advantage"
April 10, 2019, 12:00-1:00 p.m.

"When to Claim Social Security"
May 8, 2019, 12:00-1:00 p.m.


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